* Earned Interest = 0.5% APY x Average Daily Balance x (# days in month / # days in year). Additional 0.1% earned for every $1,000 of purchases on Wise cards up to a max of 0.5%. So total potential APY % is up to 1%. This resets every month back to the base APY % of 0.5%.

Note: Wise costs $10/month starting July 1, 2020.

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