Wise is digital first. This means we do not offer physical checkbooks. What we do offer is a variety of ways to pay for things:

  • Visa cards - physical and virtual cards that earn cash back

  • Instant payments - send money instantly to Visa debit cards

  • Bank transfers - ACH transfers to individuals or businesses using routing and account numbers

  • Mail a check - if none of the above work, you can send an old fashioned check through the old fashioned mail, generated through the app

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